Dealer vs. Credit Union Financing

Compare dealer promotional financing with credit union rates to find the better deal.

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Shared Inputs

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Dealer

%
60 months
Monthly Payment$525
Total Interest$1,471
Total Cost$36,471

Credit Union (+ Rebate)

%
60 months
Monthly Payment$513
Total Interest$3,261
Total Cost$35,761

Best Option

Credit Union Financing$710
How it works›

Model and assumptions. Compares financing alternatives using their entered interest rates, rebates, fees and terms. Payments use standard amortization and total cost includes the modeled upfront adjustment. Different collateral, tax eligibility and lender underwriting are outside the numerical comparison.OpenStax: annuity formulasCFPB: auto loan guide