Credit Card Balance Transfer Comparison

Compare different balance transfer offers to find the best deal for your situation.

  • Methods explained
  • Save scenarios
  • Compare saved scenarios

Current Card

$
%
$

Transfer Offer 1

%
%
15 mo
%

Transfer Offer 2

%
%
21 mo
%

Comparison Results

Keep Current Card

Payoff Time38
Total Cost$11,306

Transfer Offer 1

Transfer Fee$240
Total Interest$400
Total Cost$8,640

Transfer Offer 2

Transfer Fee$400
Total Interest$111
Total Cost$8,511
Best Option0
Savings vs Next Best$128
How it works›

Model and assumptions. Adds the entered transfer fee and compares repayment during the promotional period and after the regular rate begins. Savings depend on payment size and timing; approval, credit limits, new purchases and unentered fees are not modeled.CFPB: money and debt worksheetsOpenStax: annuity formulas