Comprehensive Life Insurance Analysis

Determines how much life insurance you need using a full analysis of net worth, budgeting, and future goals.

  • Methods explained
  • Save scenarios
  • Compare saved scenarios
  • Household prefill

Income & Goals

$
10 years
$
$
$

Current Resources & Debts

$
$
$
$
$

Life Insurance Analysis

$920,000
Recommended Life Insurance Coverage

Your Needs

Income Replacement$750,000
Total Debts$275,000
Future Expenses$140,000
Total Needs$1,165,000

Your Resources

Total Resources$250,000
Insurance Gap$915,000

Based on your income, debts, and goals, we recommend at least $920,000 in life insurance coverage to protect your family's financial future.

How it works›

Model and assumptions. Estimates the income replacement and one-time obligations entered, then subtracts existing coverage and available resources. Inflation or discounting applies only where requested by the page. This is a needs estimate, not an insurance quote, underwriting decision or guarantee that a policy covers a particular event.NAIC: life insurance and annuities