Life Insurance Calculator

Determines how much life insurance coverage you really need.

  • Methods explained
  • Save scenarios
  • Compare saved scenarios
  • Household prefill

Your Needs

$
10 years
$
$
$

Your Resources

$
$

Life Insurance Analysis

$900,000
Recommended Additional Coverage

Your Needs

Income Replacement$750,000
Total Needs$1,015,000

Your Resources

Existing Resources$150,000
Coverage Gap$865,000

Based on your income, debts, and existing resources, we recommend additional life insurance coverage of $900,000 to fully protect your family.

How it works›

Model and assumptions. Estimates the income replacement and one-time obligations entered, then subtracts existing coverage and available resources. Inflation or discounting applies only where requested by the page. This is a needs estimate, not an insurance quote, underwriting decision or guarantee that a policy covers a particular event.NAIC: life insurance and annuities