Variable Annuity Calculator

Shows how a variable annuity may support retirement savings and income.

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Annuity Details

$
%
20 years
%
%

Projected Growth

$386,968.45
Gross Projected Value
$265,329.77
Value After Fees
Total Fees Paid$66,132
Tax-Deferred Benefit-$12,925
Effective Annual Return5

Your $100,000 investment could grow to $265,329.77 after 2% annual fees. The tax-deferred growth provides an additional $-12,924.66 benefit compared to a taxable account.

Year-by-Year Projection

Year 1
$105,000
+$7,000-$2,000 fees
Year 2
$110,250
+$7,350-$2,100 fees
Year 3
$115,762.5
+$7,717.5-$2,205 fees
Year 4
$121,550.63
+$8,103.38-$2,315.25 fees
Year 5
$127,628.16
+$8,508.54-$2,431.01 fees
Year 6
$134,009.56
+$8,933.97-$2,552.56 fees
Year 7
$140,710.04
+$9,380.67-$2,680.19 fees
Year 8
$147,745.54
+$9,849.7-$2,814.2 fees
Year 9
$155,132.82
+$10,342.19-$2,954.91 fees
Year 10
$162,889.46
+$10,859.3-$3,102.66 fees
Year 11
$171,033.94
+$11,402.26-$3,257.79 fees
Year 12
$179,585.63
+$11,972.38-$3,420.68 fees
Year 13
$188,564.91
+$12,570.99-$3,591.71 fees
Year 14
$197,993.16
+$13,199.54-$3,771.3 fees
Year 15
$207,892.82
+$13,859.52-$3,959.86 fees
Year 16
$218,287.46
+$14,552.5-$4,157.86 fees
Year 17
$229,201.83
+$15,280.12-$4,365.75 fees
Year 18
$240,661.92
+$16,044.13-$4,584.04 fees
Year 19
$252,695.02
+$16,846.33-$4,813.24 fees
Year 20
$265,329.77
+$17,688.65-$5,053.9 fees

Projection

How it works›

Model and assumptions. Compounds the deposit at the entered credited or expected return, subtracts modeled fees and estimates tax on growth as shown. Variable returns are represented by a constant assumption. Contract guarantees, riders, surrender charges and early-distribution rules are not inferred.NAIC: life insurance and annuities