Lump Sum Future Value Calculator
Calculate the future value of a single lump-sum investment.
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Investment Details
$
%
15 years
Growth Projection
Future Value$137,952
Total Growth$87,952
Effective Yield175.9%
Investment Value Over Time
Starting with $50,000, your investment reaches $137,952 in 15 years.
Investment value
Line · left axisContributions each year
Bars · right axis
Line · left axisContributions each year
Bars · right axis
Bars show new deposits during each year, excluding the initial investment. The two axes use different scales. Values are rounded to whole dollars.
No recurring contributions, so the contribution bars are zero.
Annual growth table
| Year | Contributions this year | Total contributions | Total growth | Investment value |
|---|---|---|---|---|
| 0 | $0 | $0 | $0 | $50,000 |
| 1 | $0 | $0 | $3,500 | $53,500 |
| 2 | $0 | $0 | $7,245 | $57,245 |
| 3 | $0 | $0 | $11,252 | $61,252 |
| 4 | $0 | $0 | $15,540 | $65,540 |
| 5 | $0 | $0 | $20,128 | $70,128 |
| 6 | $0 | $0 | $25,037 | $75,037 |
| 7 | $0 | $0 | $30,289 | $80,289 |
| 8 | $0 | $0 | $35,909 | $85,909 |
| 9 | $0 | $0 | $41,923 | $91,923 |
| 10 | $0 | $0 | $48,358 | $98,358 |
| 11 | $0 | $0 | $55,243 | $105,243 |
| 12 | $0 | $0 | $62,610 | $112,610 |
| 13 | $0 | $0 | $70,492 | $120,492 |
| 14 | $0 | $0 | $78,927 | $128,927 |
| 15 | $0 | $0 | $87,952 | $137,952 |
How it works›
Model and assumptions. Compounds the initial balance and periodic contributions at the entered return. For level end-of-period deposits, future value is P(1+r)^n + C((1+r)^n−1)/r, with the zero-rate limit P + Cn. The modeled rate is constant; market volatility, fees and taxes apply only where entered.OpenStax: time value of moneyOpenStax: annuity formulas