Mutual Fund Expenses Calculator

Estimate how fund expenses reduce your investment returns over time.

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Investment Details

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25 years

Expense Impact

Value With Expenses$691,307
Value Without Expenses$842,522
Total Cost of Expenses$151,215
Expenses Drag17.9%

Over 25 years, fund expenses reduce your returns by $151,215 (17.9% of potential value).

How it works›

Model and assumptions. Applies the front-end load to the initial investment and every monthly purchase, then compounds after the recurring expense ratio. The comparison shows fees plus the growth those fees would have earned. No load waivers or breakpoints are assumed. Returns and expenses are held constant; taxes, transaction costs and changing fund performance are outside the comparison.SEC: mutual funds and feesOpenStax: time value of money