Present Value Goal Calculator

Determine the initial investment needed to reach a future financial goal.

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Goal Details

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$
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20 years

Required Investment

Required Initial Investment$59,310
Future Value of Contributions$260,463
Total Contributions$120,000
How it works›

Model and assumptions. Compounds the initial balance and periodic contributions at the entered return. For level end-of-period deposits, future value is P(1+r)^n + C((1+r)^n−1)/r, with the zero-rate limit P + Cn. The modeled rate is constant; market volatility, fees and taxes apply only where entered.OpenStax: time value of moneyOpenStax: annuity formulas