Deferred Payment Loan Calculator

Calculate payments for loans with a deferral period, such as student loans or promotional financing.

  • Methods explained
  • Save scenarios
  • Compare saved scenarios

Loan Details

$
%
10 years
12 months

Payment Summary

Interest During Deferral$3,000
Balance After Deferral$53,000
Monthly Payment$636
Total Interest$18,721
Total Payment$68,721
How it works›

Model and assumptions. Accrues interest during the entered deferral and repays the resulting balance over the modeled amortization period. Capitalized interest increases principal. Lender-specific deferral terms, subsidies and fees are outside the estimate unless entered.OpenStax: annuity formulas