Loan Prequalification Calculator

Estimate how much you may be able to borrow based on your income, existing debts, and desired loan terms.

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Your Financial Information

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Loan Terms

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30 years
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Prequalification Estimate

Current DTI Ratio6.0%
Maximum Monthly Payment$3,083
Maximum Loan Amount$487,817
Maximum Purchase Price$537,817

This is an estimate only. Actual loan approval depends on credit score, employment history, and other factors. Consult with a lender for accurate prequalification.

How it works›

Model and assumptions. Applies the entered income and debt-service assumptions to estimate a borrowing payment and principal. This is a ratio-based estimate, not a credit or underwriting decision; actual rates, collateral and lender limits may differ.OpenStax: annuity formulas