Home Affordability Calculator

Find out how much home you can afford based on your income and debts.

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Your Finances

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30 years
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What You Can Afford

Maximum Home Price$350,582
Maximum Loan Amount$290,582
Est. Monthly Payment$1,837
Est. Monthly Taxes$351
Est. Monthly Insurance$146
How it works›

Model and assumptions. Works backward from the entered income, debt payments and housing/debt ratios to a payment budget and financed amount. The principal estimate is the present value of level monthly payments. Lender underwriting, credit history and property-specific costs are not approval decisions made by this estimate.CFPB: mortgage termsOpenStax: annuity formulas