Home Closing Cost Calculator

Build a cash-to-close estimate from loan, title, prepaid and escrow costs.

  • Methods explained
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Your Assumptions

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Results

Closing Costs, Prepaids and Escrow$13,650
Cash to Close Including Down Payment$93,650
Costs as Percent of Purchase3.4%
How it works›

Model assumptions. Generic mode preserves the prior calculator’s sample percentages and flat charges; these are placeholders, not local quotes. In itemized mode enter lender and third-party charges from your Loan Estimate, and keep initial escrow separate from prepaid expenses to avoid double counting. Credits reduce closing costs up to the entered total; unused credits do not reduce the down payment. Cash to close excludes earnest-money deposits and financed closing costs.