Maximum Mortgage Calculator

Find out how much home you can afford based on your monthly payment budget.

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Your Budget

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30 years
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You Can Afford

Maximum Home Price$372,122
Maximum Loan Amount$312,122

Monthly Payment Breakdown

Principal & Interest$1,973
Property Taxes$372
Insurance$155
Total$2,500
How it works›

Model and assumptions. Works backward from the entered income, debt payments and housing/debt ratios to a payment budget and financed amount. The principal estimate is the present value of level monthly payments. Lender underwriting, credit history and property-specific costs are not approval decisions made by this estimate.CFPB: mortgage termsOpenStax: annuity formulas