Mortgage Qualifier Calculator

Find out how much home you can afford based on your income and debts.

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Income & Debts

$
$
$

Loan Terms

%
30 years
%
%

DTI Ratios

28 %
36 %

You Qualify For

Maximum Home Price$350,582
Maximum Loan Amount$290,582
Maximum Monthly Payment$2,333

DTI Analysis

Front-End Max Payment$2,333
Back-End Max Payment$2,500
Limiting FactorHousing Ratio
How it works›

Model and assumptions. Works backward from the entered income, debt payments and housing/debt ratios to a payment budget and financed amount. The principal estimate is the present value of level monthly payments. Lender underwriting, credit history and property-specific costs are not approval decisions made by this estimate.CFPB: mortgage termsOpenStax: annuity formulas