401(k) Savings Calculator (No Employer Match)

Compute retirement savings for workers without an employer match.

  • Methods explained
  • Save scenarios
  • Compare saved scenarios
  • Household prefill

Savings Details

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Savings Projection

Future Value at Retirement$2,155,957
Total Contributions$350,000
Investment Growth$1,790,957
Est. Monthly Retirement Income$7,187
How it works›

Model and assumptions. Projects contributions and the entered employer amount using constant compound returns over the saving period. Annual limits and employer formulas are the implemented model’s assumptions. Actual plan eligibility, vesting, investment returns and fees can differ.IRS Publication 560OpenStax: annuity formulas