Retirement Income Calculator

Determine the monthly income your retirement savings can sustain.

  • Methods explained
  • Save scenarios
  • Compare saved scenarios
  • Household prefill

Income Details

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Income Analysis

Monthly Income from Savings$2,000
Total Monthly Income$4,500
Years of Income27.833
Income vs Expenses90.0%
Sustainable Withdrawal Rate5.0%

Consider adjusting expenses or increasing savings.

How it works›

Model and assumptions. Combines the entered retirement income sources and spending, then applies the page’s stated tax assumptions to estimate available cash or a shortfall. Flat tax-rate inputs do not replace a full return, and purchasing power changes only through explicit inflation assumptions.OpenStax: annuity formulas