Retirement Planner for Two

Build a two-person retirement plan with shared and individual benefits.

  • Methods explained
  • Save scenarios
  • Compare saved scenarios
  • Household prefill

Balances are compared when both people have retired. The earlier retiree stops contributing while their balance continues growing. Benefits stay flat during the 30-year projection; the coverage percentage measures years funded and is not a probability of success.

Couple's Retirement Details

Person 1

$
$
$

Person 2

$
$
$

Shared Goals

$
%
%

Couple's Retirement Projection

Combined Savings at Retirement$2,073,414
Total Monthly Income$10,911
Years of Combined Income30
Monthly Income Gap$0
Share of 30-Year Horizon Funded100.0%
How it works›

Model and assumptions. Projects saving before retirement and withdrawals afterward using the entered return, inflation, income and spending assumptions. Level cash flows use standard present/future-value formulas; balances are compared at the modeled retirement date. A constant-return funding result is not a market-success probability or a complete tax projection.OpenStax: annuity formulas