Retirement Planner with Taxes

Model retirement cash flow after federal and state taxes.

  • Methods explained
  • Save scenarios
  • Compare saved scenarios
  • Household prefill

Monthly Retirement Income

$
$
$
$
%
%

After-Tax Analysis

Total Gross Income (Annual)$72,000
Federal Tax$12,430
State Tax$2,825
Taxable Social Security$14,500
Total Tax$15,255
Net Annual Income$56,745
Effective Tax Rate21.2%
How it works›

Model and assumptions. Combines the entered retirement income sources and spending, then applies the page’s stated tax assumptions to estimate available cash or a shortfall. Flat tax-rate inputs do not replace a full return, and purchasing power changes only through explicit inflation assumptions.OpenStax: annuity formulas