Required Minimum Distribution (RMD)

Estimate an owner RMD from birth cohort, year-end age and the prior year-end balance.

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Account Details

$

RMD Calculation

Required Minimum Distribution$20,325
Monthly RMD$1,694
Distribution Factor24.6
Percent of Balance4.1%

Deadline

December 31, 2026

How it works›

Owner accounts. Enter the age reached in the distribution year and your actual birth date. Birth cohort determines when RMDs start; the Uniform Lifetime Table sets the divisor. This is not an inherited-account calculation. Special younger-spouse tables and still-working plan exceptions are not modeled; verify the applicable first-year deadline.