Running Out of Money – Retirement Shortfall

Identify potential future retirement shortfalls and discover solutions.

  • Methods explained
  • Save scenarios
  • Compare saved scenarios
  • Household prefill

This projection discounts fixed monthly income over your selected retirement years. It assumes a constant return, month-end savings and withdrawals, and no inflation or tax adjustment. Use amounts in the same purchasing-power terms.

Retirement Plan Details

$
$
%
$
$
$

Shortfall Analysis

Projected Savings at Retirement$953,562
Required Savings$558,845
Shortfall$0
Additional Monthly Savings Needed$0
How it works›

Model and assumptions. Projects saving before retirement and withdrawals afterward using the entered return, inflation, income and spending assumptions. Level cash flows use standard present/future-value formulas; balances are compared at the modeled retirement date. A constant-return funding result is not a market-success probability or a complete tax projection.OpenStax: annuity formulas