Compare CD Rates Calculator

See how CD rate differences affect your savings over time.

  • Methods explained
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CD Details

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12 months
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Rate Comparison

5.25% APRAPY: 5.38%
Interest: $538Total: $10,538
5% APRAPY: 5.12%
Interest: $512Total: $10,512
4.5% APRAPY: 4.59%
Interest: $459Total: $10,459

Interest difference across rates: $78 over 12 months.

How it works›

Model and assumptions. Compounds the initial deposit and scheduled contributions at the entered rate and frequency. Future value uses the principal growth factor plus the accumulated deposits, with a direct sum when the rate is zero. Rates are constant; early-withdrawal penalties, taxes and fees apply only where explicitly entered.OpenStax: annuity formulas