W-4 Withholding Planner

Calculate federal withholding per paycheck and the extra amount needed over your remaining 2026 paydays.

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Your regular pay

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Form W-4

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Enter eligible credits and deductions from your completed W-4 worksheets. Claim exempt only if you meet the form’s requirements.

Year-end projection

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2026 estimate

Federal withholding per paycheck$295.00
Estimated annual federal income tax$7,670.00
Projected full-year withholding$7,670.00
Projected balance due$0.00
Projected refund$0.00
Suggested total Step 4(c)$0.00
Increase over current Step 4(c)$0.00

Suggested Step 4(c) is the total extra amount to enter per remaining paycheck. Other-job withholding includes both paid and expected amounts.

How it works›

Actual withholding tables. Worksheet 1A and the standard or Step 2 checkbox schedule; married filing separately uses the single withholding schedule. Regular wages and a 2020-or-later W-4 only.2026 Publication 15-T2026 Form W-4

Projection and extra withholding. Constant annual ordinary income, standard deduction plus entered Step 4(b), and entered credits. No capital-gain rates, AMT, refundable credits, self-employment tax or payroll taxes. Step 4(c) rounds up to cents. No recommendation when no paydays remain or withholding is exempt.Publication 505 worksheets